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Updated 12 Mar 2006
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Recent PIRG Reports and Releases on State Preemption, Federalism, and Threats To States' Rights To Enact Stronger Consumer and Public Health Laws

12 March 2006 We've posted, with permission, an important article: OCC v. Spitzer: An Erroneous Application of Chevron That Should Be Reversed. It's by Professor Arthur Wilmarth of George Washington University School of Law, one of the nation's leading scholars on banking law and the relationship between state and national bank regulation. It was first published in BNA's Banking Report. We have a blog entry analysing some of the issues of Chevron deference discussed in the article here.

7 March 2006. The latest issue of PIRG Preemption Alert is up, with its new regulatory and legislative Preemption Tracker. (Scroll to the bottom for archived issues.)

16 Feb 2006 We've got a new occasional e-newsletter -- PIRG Preemption Alert -- focused on growing Congressional and regulatory threats to the ability of states to protect consumer privacy, pocketbooks and health and safety. (Scroll to the bottom for archived issues.)

27 Dec 2005 See the U.S. PIRG Consumer Blog's States: Laboratories of Democracy archive for up-to-date commentary on threats to stronger state laws. Here's the blog home page.

29 March 2005 Here is the backgrounder from a PIRG National Press Club briefing held today: Privacy to Pollution to Predatory Lending-- New Federal Threats to Strong State Consumer and Public Health Protections, featuring U.S. PIRG Consumer Program Director Ed Mierzwinski and his statement, Jennifer Bradley, Federalism Project Director at Community Rights Counsel, a public interest environmental law firm and co-author, Redefining Federalism (Environmental Law Institute Press 2004) and Mike Calhoun, General Counsel, Center for Responsible Lending and his statement, Durham, NC. The backgrounder highlights a number of the issues, from Choicepoint to clean air to predatory lending, where our organizations and allied groups are fighting to preserve the right of the states to enact stronger consumer and public health protections.

March 2005 Fact sheets on the state identity theft and credit laws that led to the 2003 Fair and Accurate Credit Transactions Act (FCATA) and on other state privacy laws -- including the 40 state do-not-call lists" that showed Congress the way.

Fall 2004 State PIRG Model Law To Prevent Identity Theft and Improve Credit Report Accuracy This is the home page for a joint project of the state PIRGs and Consumers Union (publishers of Consumer Reports magazine). You can download a model law to fight identity theft and improve credit report accuracy. April 2005 Update: Following the Choicepoint identity theft scandal, over a dozen state legislatures are considering the model law. PIRG's Choicepoint and identity theft page here.

July 2004 See news release and new report "Tying the Hands of States: The Impact of Federal Preemption on State Problem-Solvers," by U.S. PIRG Research Director Alison Cassady. The report was released at the July convention of the National Conference of State Legislatures in Salt Lake City.

June 04 See article "Preemption Of State Consumer Laws: Federal Interference Is A Market Failure," by U.S. PIRG's Ed Mierzwinski, which appeared in the Spring 2004 (Vol. 6, No. 1, pgs. 6-12) issue of the Government, Law and Policy Journal of the New York State Bar Association. The article includes a major section on the OCC rules.
A Stealth Attack On Strong Public Interest Protections: Powerful special interests are persuading Congress and the White House to impose federal law while wiping out the states’ ability to pass stronger standards. Letter to members from U.S. PIRG Executive Director Gene Karpinski, Winter 2004 Issue, U.S. PIRG Citizen Agenda
The Politics Of Preemption: A White Paper On The Role Of State And Federal Government In Environmental And Consumer Protection Under The Bush Administration, Alison Cassady, U.S. PIRG Research Director 10/8/03
The State’s Rights Principle,” an opinion piece by U.S. PIRG Executive Director Gene Karpinski at TomPaine.Com. Fall 03
Testimony opposing preemption of state credit and privacy laws on behalf of 11 leading consumer/privacy/community groups and instead calling for solutions to problems identity theft and credit report errors victims face clearing their names. US Senate Banking Committee (link to full hearing). by U.S. PIRG Consumer Director Ed Mierzwinski, 31 July 03